Please read these Training Terms and Conditions of use carefully before using the Virtual Training Platform (the ‘VTP’).

SVS Risk Group is the owner of the VTP. By using the VTP you agree to be bound by these Terms and Conditions and the Copyright Statement. We reserve the right to withdraw all or part of the VTP at any time.

Your Responsibilities

You acknowledge that you are responsible for making back-up copies of all your data and taking appropriate precautions against viruses, hacking, and other types of computer misuse.

Damage to Your Computer

Whilst we try to ensure that the VTP does not contain any errors, defects, malfunctions or corruptions, we do not accept responsibility for any damage to or loss of data on your computer system, network or server that results from the download or use of the VTP or any materials made available via the VTP.

Accessibility of the VTP

Although we use reasonable endeavours to ensure that the VTP are available 24 hours a day 7 days a week, we cannot promise that access to the VTP will be uninterrupted or error free. There may be occasions when access to the VTP is interrupted. You accept that you will not have a claim for breach of contract or otherwise in respect of such period of unavailability. You also acknowledge that we cannot be held responsible for any delay or disruptions that are inherent in the operation of the Internet and the World Wide Web, including viruses.

Our Liability to You

We shall not be liable to you for any of the following types of loss or damage arising out of or in connection with your use of the VTP or any or content and/or facilities provided via the VTP:

  • any loss of profits, loss of earnings, loss of anticipated savings, goodwill or revenue;
  • any loss or corruption of data; or
  • any indirect or consequential loss.

Course Access

Any right to access the training course materials is personal to you and you may not transfer your rights to access the training course materials to another person unless we have consented in writing to you doing so.


These Terms are governed by and shall be construed in accordance with Polish law. Any dispute arising between us and you under or in connection with these Terms shall be subject to the non-exclusive jurisdiction of the Polish courts.

Copyright and Use of Materials

The materials on the Training Websites are protected by our copyright and other intellectual property rights. 

Where you have been granted access to course materials, you may not re-sell access to the materials or otherwise distribute usernames and passwords to anyone except as permitted in writing by us.

Third Party Links

The VTP may provide links to third-party websites from time to time. We are not responsible in any way for the content of any third party website or for goods or services provided by the operators of such websites.

Amendments to the Terms

We reserve the right to amend these Terms from time to time. When we make a change, we will update this page.

Your Information

You agree that the information that you provide to us on registration and at all other times will be true, accurate, current and complete and you agree that you will ensure it is kept accurate and up to date at all times. We may refuse to accept your application to register as a user for any reason in our absolute discretion.

User Names and Passwords

When you register as a user of the VTP you will be asked to select a user name and password. You should keep your user name and password confidential and you must notify us immediately of any unauthorised use of your user name or password or if you believe that your user name or password are no longer confidential. We reserve the right to require you to alter your username and password if we believe that they are no longer secure or for routine security. You can alter your password via the VTP.

Suspension and Termination of Your Account

You agree that we may at any time without notice terminate your user account and delete all information stored on it unless it contains course materials that have not exceeded their expiry date.

We reserve the right to withdraw all or part of the VTP at any time.

Formation of a Contract of Sale

In order to purchase and access a training course, you must register as a user of the VTP.

When you place an order for a training course you are offering to purchase that course on these terms.

A legally binding agreement comes into existence when you have purchased a training course.

We reserve the right to withdraw at any time training courses advertised for sale on the VTP.


You agree to pay us the course fee. For more information please see Payment Policy

Provision of Access

You will be provided with access to online training course materials after you have purchased it. You’ll be issued a confirmation email with receipt.

Your Right to Use the Course Materials and Your Related Obligations

In consideration of receipt by us of the course fee, we grant to you a non-exclusive, non-transferable licence to use the training course materials for the sole purpose of personal home or work use. As such, you and any authorised ‘user name and password’ holder may make copies of the training course materials as necessary incidental acts during your viewing of it.

Save as expressly set out in these Terms, you may not modify, copy, reproduce, re-publish, upload, post, transmit or distribute in any way any of the training course materials. Any use of the training course materials not expressly permitted in these Terms is strictly prohibited and will constitute an infringement of either our copyright or our other intellectual property rights, and / or the copyright or other intellectual property rights of our licensors.

Quality of the Services

We will provide the training course materials in accordance with the course description which is set out on the VTP.

We do not make any commitment to you that the course will meet any specific requirements that you have, and we expect you to take reasonable care to verify that the course in question will meet your needs. We do not make any commitment to you that you will obtain any particular result from your use of the training course materials or that you will obtain any particular qualification on completion of the course (unless otherwise stated on the VTP).

Other than the stated minimum technical specification, we do not make any commitment that the training course materials will be compatible with or operate with your software or hardware.

All representations, warranties and/or terms and/or commitments not expressly set out in these Terms (whether implied by law, conduct, statute or otherwise) are hereby excluded to the maximum extent permissible at law.

Our Rights to Stop Providing the Services to You

If you have purchased online training course, the training course will be available to you via the VTP following the issue of confirmation of successful purchase. If you wish to access the training course materials after your access has been terminated, you will need to submit a new order to us. In certain circumstances we may extend the time period in which you may access the training course materials.

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